Crypto card comparison: Binance, Bitpanda, Crypto.com or BeeXpaY?
THE crypto cards are attracting more and more investors and users. They allow you to spend your digital assets in real life, via a Visa or Mastercard, with instant conversion into fiat currency.
Binance, Bitpanda, and Crypto.com are among the market leaders. But a new player, BeeXpay, stands out for its record ceilings and its KYC-free approach.
Comparison of qrypto cards
💪 In this comparison, let's analyze the cards Binance, Bitpanda, Crypto.com And BeeXpay.
Choose one platform which allows anonymity
One of the central points of this market remains the KYC (Know Your Customer), an identity verification procedure required by most platforms. KYC generally involves providing an ID, a photo, and sometimes proof of address in order to comply with legal obligations and combat money laundering.
While this practice secures transactions, it limits confidentiality and imposes deposit and withdrawal limits relatively low on most crypto cards, such as Binance or Bitpanda. Conversely, BeeXpay innovates by offering a hybrid model: up to 30,000 $ without KYC, accessible with a simple email, and 200,000 $ ceiling with KYC, an unprecedented level in the industry.
BeeXpay: the no-compromise alternative
There BeeXpay card is disrupting the crypto card market with a unique approach. Unlike Binance, Bitpanda, and Crypto.com, it offers a registration without KYC, accessible with a simple email and password.
100% anonymous
Users can thus deposit and spend up to 30,000 $ without any identity verification, making it a preferred card for those looking for confidentiality and speed. For large investors, BeeXpay offers record ceilings of up to 200,000 $ with KYC, an unprecedented level in the sector.
Premium ceilings
For large investors, BeeXpay offers record ceilings of up to 200,000 $ with KYC, a level unprecedented in the sector. In addition, there are advanced features: Instant crypto to fiat conversion in 5 seconds, virtual and physical cards, and even the possibility of purchasing Integrated e-SIMs to stay connected anywhere in the world.
Crypto.com Card: The Most Publicized
There Crypto.com card is arguably the best known in the market thanks to its aggressive marketing and token-based loyalty program CRO.
Correct cashback
Its strong points are numerous: interesting cashback, access to premium benefits like Spotify or Netflix reimbursed, and even access to Airport VIP Lounges depending on the CRO staking level. It is backed by the Visa network, which guarantees global acceptance. But like its competitors, the KYC is mandatory and the ceilings remain restrictive.
Uncertain scalability
Users can spend up to 25,000 $ per month, withdraw 1,000 $ free to distributors (beyond that, fees apply), with a maximum of 10,000 $ monthly withdrawalsAnother point of vigilance: the benefits have already been reduced several times, making the future of the program uncertain.
Bitpanda Card: Multi-asset but constraints
There Bitpanda card seduced by its versatility. Unlike other players, it is not limited to cryptocurrencies: users can also spend in stocks, tokenized ETFs or precious metals, which makes it an interesting hybrid product.
BEST Token
It also offers cashback in BEST, the platform's in-house token, and an easy-to-use application. But like its competitors, the Bitpanda card requires a Full KYC upon opening of the account, with no alternative for users wishing to remain anonymous.
Limited ceilings
As for the ceilings, they are relatively low: approximately 11,000 $ payments per day, 380 $ withdrawals, with an overall maximum of 22 000 $These limitations make it less suitable for large investors or frequent travelers. The Bitpanda card therefore remains a good solution for diversifying your spending on digital assets, but its appeal is reduced by strong constraints.
Binance Card: The KNOWN Exchange
There Binance card is one of the most widely used solutions among cryptocurrency holders today. Directly connected to the exchange, it allows you to pay for purchases by automatically converting your digital assets into fiat.
Powerful Cashback
Among its strengths, we find a cashback of up to 8 % depending on the BNB staking level, as well as a instant crypto → fiat conversion. The Binance Card, backed by the Visa network, is accepted worldwide, making it a convenient tool for everyday payments. T
Limited withdrawals
However, this card imposes a Mandatory KYC upon registration, which may discourage some users who value their privacy. In addition, ceilings remain limited, with approximately 9,500 $ payments per day and only 320 $ ATM withdrawals.
Frequently Asked Questions
What is a crypto card?
A crypto card is a bank card (Visa or Mastercard) linked to an exchange platform such as Binance, Bitpanda, Crypto.com or BeeXpay. It allows you to pay in euros or dollars directly with your cryptocurrencies, thanks to an instant conversion to fiat.
Is the Binance card worth it?
Yes, the Binance card seduced by his cashback up to 8 % and its complete integration with the exchange. However, it imposes a Mandatory KYC and limited ceilings (≈ 9,500 $ payments per day, 320 $ withdrawals).
What are the limits for the Bitpanda card?
There Bitpanda card allows approximately 11,000 $ payments per day And 380 $ withdrawals, with an overall maximum of 22 000 $It allows you to spend cryptos as well as stocks, ETFs or metals, but remains constrained by its Mandatory KYC.
Is the Crypto.com card still beneficial?
There Crypto.com card is very well-publicized thanks to its benefits (cashback, Spotify/Netflix subscriptions, airport lounge). However, its monthly ceilings remain modest: approximately 25,000 $ payments And 10,000 $ withdrawals per month, with Mandatory KYC.
Is the BeeXpay card really KYC-free?
Yes ✅. The BeeXpay card stands out by allowing you to spend up to 30,000 $ without KYC, with a simple email registration. For those who want higher limits, it goes up to 200,000 $ with KYC, making it the most flexible offer on the market.
What is the best crypto card in 2025?
It all depends on the user profile:
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Binance ➝ ideal for exchange loyalists and high cashback.
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Bitpanda ➝ suitable for those who want to manage multi-assets (crypto, stocks, metals).
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Crypto.com ➝ popular, good loyalty benefits, but limited caps.
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BeeXpay ➝ the most innovative, with 0 KYC up to 30,000 $ and record ceilings.
